The ICAC State by State Summary of the Arson Reporting Immunity Statutes contains state laws relating to the exchange of information at the request of an officially authorized state agency in fire investigations. It describes those agencies that are “authorized” to receive information, summarizes the nature and form that the request should take, and also details the information that the insurer must send. The immunity conferred upon insurers under the statutes is also described. Those provisions that guide authorized agencies that receive the information are included under the heading of “Other” within each state’s section. Because of this focus there are many situations that this document does not address. For example, there is no careful consideration of “reciprocity” where an insurer requests that the authorized agency provide it with information. In this and in all situations companies are urged to consult the statutory language for guidance.
ICAC has brought a 20-year old compendium of state arson reporting laws into the digital age of hyperlinks and the internet. The compendium updates the citations to the state laws that govern an insurer’s arson reporting responsibilities and provides a hyperlink to the applicable portion of the state code. The report summarizes the key trends among the state arson reporting laws.